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Privacy Policy

Last updated: September 26, 2026

1. Introduction

Analyze Finance Value ("we," "our," or "us") is committed to protecting the privacy and security of every client and visitor. This Privacy Policy explains what information we collect, how we use it, and the choices you have when you interact with our website (analyzefinancevalue.com), mobile applications, and financial advisory services.

By using our services or website, you consent to the practices described in this policy. If you do not agree, please discontinue use of our site and services.

2. Information We Collect

2.1 Information You Provide Directly

  • Identity data — full name, date of birth, Social Security number (for lending only), government-issued ID.
  • Contact data — email, phone, mailing address.
  • Financial data — income, employment, bank accounts, credit reports, investment holdings.
  • Service data — loan preferences, investment goals, risk tolerance, insurance needs.
  • Communication data — emails, form submissions, chat transcripts, call recordings (with consent).

2.2 Information Collected Automatically

  • Device and browser information (IP address, device type, operating system).
  • Usage data (pages visited, clickstream, session duration).
  • Cookies, web beacons, and similar tracking technologies.

2.3 Information from Third Parties

With your permission, we may obtain credit reports, public records, and verification data from licensed consumer reporting agencies to evaluate lending and advisory requests.

3. How We Use Your Information

  • Process loan applications, mortgage requests, and investment advisory services.
  • Verify your identity and comply with Know Your Customer (KYC) and Anti-Money-Laundering (AML) regulations.
  • Personalize financial recommendations and client dashboards.
  • Send transactional messages (confirmations, statements, security alerts).
  • Send marketing communications only with your opt-in consent.
  • Improve our website, products, and customer experience.
  • Detect, investigate, and prevent fraud and security threats.

4. Sharing & Disclosure

We never sell your personal or financial information. We share data only with:

  • Lending partners — to fulfill loan requests you authorize.
  • Custodians & broker-dealers — to hold and trade investment assets.
  • Insurance carriers — when you request a policy quote or bind coverage.
  • Service providers — encrypted cloud hosting, payment processors, and analytics vendors under strict data-processing agreements.
  • Legal authorities — when required by law, court order, or to protect our rights.

5. Data Security

We employ enterprise-grade protections including 256-bit TLS encryption, AES-256 data-at-rest encryption, SOC 2 Type II certified infrastructure, multi-factor authentication, and continuous vulnerability scanning. No system is 100% secure, but we continuously invest to meet or exceed financial-industry standards.

6. Data Retention

We keep your data only as long as needed to deliver services, satisfy legal/regulatory requirements (typically 7 years for financial records under IRS and SEC rules), or honor your account preferences. You may request deletion earlier, subject to regulatory holds.

7. Your Rights

Depending on your state (CCPA, CPRA, VCDPA, CPA, etc.), you may:

  • Access a copy of the personal data we hold about you.
  • Request correction of inaccurate information.
  • Request deletion of your data (subject to legal retention).
  • Opt out of marketing communications at any time.
  • Opt out of the sale of data — we do not sell, but you still have this right.
  • Request a list of third parties we've shared your data with.

Submit requests via privacy@analyzefinancevalue.com. We respond within 30 days.

8. Cookies & Tracking

Our website uses essential cookies (login, security), functional cookies (preferences), and analytics cookies (Google Analytics, anonymized). You can manage cookie preferences through your browser settings or our cookie banner. Disabling cookies may limit site functionality.

9. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect data from minors. If you believe a minor has provided us with data, please contact us and we will delete it.

10. Policy Changes

We may update this policy periodically. Material changes will be posted on this page with an updated "Last updated" date. Continued use after changes constitutes acceptance.

11. Contact Us

Data Protection Officer
Analyze Finance Value
88698 494th Ave, O'Neill, Nebraska 68763, USA
Email: privacy@analyzefinancevalue.com
Phone: (402) 336-3648